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Maren Colon

Debit Trends and Cardless ATMs - A Cash Access Evolution

Recorded On: 12/15/2016



Carol Specogna, VP, Accel Debit Payments Network, Fiserv
Brandon Watkins, VP, Product, Card Manager, IBERIABANK 


Get the latest on debit industry trends, and discover how you can enhance consumer loyalty and improve your competitive edge, while optimizing portfolio profitability. Learn how your bank can leverage an evolving payments environment, while navigating through an uncertain regulatory environment. And learn about one of the most popular trends—how convenient cardless access at ATMs and other locations nationwide can enable you to be there for your accountholders with secure and immediate access to their cash when they need it.


  1. What are the latest trends in the debit payments industry, and where is it heading? 
  2. With the ongoing evolution of the payments industry, how is Accel better positioning financial institution issuers with their accountholders? 
  3. How relevant are ATMs in the digital age?


  1. Learn how the debit payments industry is evolving.
  2. Learn how to optimize debit portfolio profitability post-Durbin
  3. Learn about consumers expectations of more on-demand services


Carol Specogna
Vice President, Accel Network

Carol Specogna is Vice President of the Accel Network for Card Services at Fiserv, with responsibility for driving transaction growth and cardholder satisfaction for one of North America's premier debit payments networks. Prior to joining Fiserv, she worked at EDS and KeyBank.  Carol received her Bachelor of Commerce degree in Finance from the University of British Columbia, earned her MBA from Case Western Reserve University, and holds a Graduate Certificate in Applied Statistics from Penn State University.

Brandon Watkins
Vice President, Product, Card Manager

Brandon Watkins is VP and Operations manager of EFT/Debit Card Services for Iberia Bank with 24 years in the financial services industry with greater than 15 years in the Cards and Payments space.  Brandon previously worked as Cards and Product manager for Regions bank, attended the University Of Alabama at Birmingham and holds a private pilot certificate from Wallace State University.  Roles and responsibilities have included Operational direction and support of new Card products and initiatives to include Apple Pay, EMV, Personalized Cards and General Purpose Reloadable as well as has responsibility for the general direction of the Electronic Banking group including fraud mitigation and authorization performance.  Brandon is also a member of the Accel Network Strategic Advisory Council. 

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