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Jake Fowler

2020 Outlook: Plan for the best. Prepare for the worst.



Amy Graybill, Vice President, USIS Strategic Initiatives, Equifax

Cristian deRitis, Deputy Chief Economist, Moody’s Analytics

Theresa Freas, Senior Marketing Director, Equifax


Recession. The headlines differ. Will we? Won’t we? As the national debate continues, even economists disagree on the state of our near-term economy. The reality is that no one can accurately predict whether - or when - a recession is coming. Uncertainty prevails, but lenders and other service providers can prepare now for whatever eventuality unfolds.


Join Equifax and Moody’s Analytics as we discuss the current and future state of the economy and consumer credit. We will discuss pre-recession indicators from the Great Recession of 2008  as compared to today. Will you be ready for a turn in the economy?  Let us help you plan for the best, while preparing for the worst.


  1. U.S. Macroeconomic Overview & Outlook
  2. U.S. Consumer Credit Trends & Outlook
  3. Recession Planning & Preparedness


  1. Hear from Moody’s Analytics on current economic indicators and analysis
  2. Understand consumer credit performance to better recognize indicators and risks
  3. Learn strategies to help you prepare in an environment of economic uncertainty

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Amy Graybill

Vice President, USIS Strategic Initiatives

Amy Graybill has been with Equifax since April 2007 and currently serves as the Head of Innovation Design & Orchestration leading a team responsible for partnering with customers and partners focused on co-innovation through advanced analytics, digital capabilities and ecosystems.  Prior to this role Amy was the leader of Product Management, Enterprise Insights and Core Data responsible for new and existing products that support Equifax’s vision to be a global insights leader: the Equifax Ignite™ solution suite, trended data solutions, and commercializing our innovation around attributes, scores and data including next-gen risk modeling techniques. Prior to joining Equifax, Amy working in the Risk Management field for over 10 years specializing in Fraud Strategies, Loss Forecasting and overall Risk Management Strategies

Cristian deRitis

Deputy Chief Economist, Moody’s Analytics

Cris deRitis is the Deputy Chief Economist at Moody’s Analytics.  In addition to developing econometric models and economic forecasts, his main areas of focus include consumer credit research, housing economics and public policy analysis.  Cris holds a PhD in economics from Johns Hopkins University and is a Certified Business Economist.

Theresa Freas

Senior Marketing Director

Theresa Freas is a Senior Marketing Director at Equifax, leading marketing strategy and execution for key enterprise initiatives. In this role, she is responsible for developing and implementing integrated marketing campaigns, including thought leadership, sales enablement and demand generation that support the US business. For more than 20 years, Theresa has used both traditional and non-traditional marketing techniques in her corporate and solutions marketing experience to deliver customer value and drive business growth.


11/21/2019 at 2:00 PM (EST)   |  60 minutes
11/21/2019 at 2:00 PM (EST)   |  60 minutes Please click the button to the right to join the webinar.