CBA Webinars

CBA Team Contact

Jake Fowler
jfowler@consumerbankers.com
202-552-6377

Contextualizing Consumer Credit Scores and Assessing Borrower Risk Amidst Covid-19

Recorded On: 05/05/2020

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PRESENTER(S):

Jay Budzik, CTO, Zest AI

ABOUT THE WEBINAR:

The Covid-19 pandemic has sent shock waves throughout the US economy. Lenders, lawmakers and consumers are all wondering how to mitigate the economic ramifications of the outbreak on consumer credit and lending to avoid undue financial hardship. While lawmakers have agreed on some credit protections to consumers, it may make the job harder for lenders. How are consumers thinking about their credit scores during this time?  How can lenders assess borrowers accurately and make the right decisions?  What other methods can be predictive of a borrower’s ability to repay?  Join us as we tackle these questions.

THIS WEBINAR WILL COVER:

  1. Consumer opinion and perception of how the Covid-19 pandemic will impact their credit scores.
  2. Summary of upcoming changes to credit score and what it means for lenders.
  3. What other features can be predictive of a consumer’s ability to repay in addition to credit scores.

TOP 3 BENEFITS TO ATTENDEES:

  1. Find out how the financial fallout from Covid-19 is affecting American consumers’ concerns about their credit scores.
  2. Learn how different data sources are enabling lenders to get more predictive about a consumer’s ability to repay, beyond their credit score.
  3. Gain knowledge on how an expanded feature set can equip lenders to be more resilient and less reactive in economic uncertainty.

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Jay Budzik

Chief Technology Officer, Zest AI

Jay Budzik is the CTO at ZestFinance, where his role is to invent new technologies, particularly in data mining and AI. He earned a Ph.D. in Computer Science at Northwestern and founded a company that brought AI-based search to enterprises. In his career, he has helped major media organizations apply AI & machine learning to expand their audiences and grow revenues, and developed systems that process tens of trillions of data points. He’s one of those people who thinks data is cool and that more data is always better.

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Webinar
05/05/2020 at 1:00 PM (EDT)   |  60 minutes
05/05/2020 at 1:00 PM (EDT)   |  60 minutes